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Invest in your Future

Castel Financial Partners, LLC.
Castel Financial Partners offers fee-only financial planning and portfolio management compensated by hourly fees or retainer.
Retirement
Estate Planning
Insurance
Investment
Income Tax

02

Partners

03

Employees

05

100%

Plans
Success

Rules Of Thumb

One should not spend more than 2.5 times one's household income on a house.
Total student loan borrowings should not exceed one's expected first year  salary.
When buying a car, one should follow the 20/4/10 rule.
One's budget should be 50% fixed income, 30% discretionary, and 20% savings & debt repayment.
One's emergency fund should currently cover 12 months of expenses.
One's net worth should equal one's age multiplied by one's salary divide by 10.
Recent News
New York Becomes Only State to Offer Free Four-Year College
New York offers universal public college tuition for residents.  Starting in the fall of 2017, students with families making less than US$ 100,000 will have full coverage of four-year college tuition. 
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Income ceiling requirement will increase to US$ 110,000, in 2018 and US$ 125,000, in 2019. 
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